I ams going to work part-time with Prestige Lending he can probably give you the lowest rate available on a number of different loan options, especially in regards to re-financing. Now is a very good time to refinance as rates are at all time lows. There is a lot of misinformation out there regarding the ability to get a loan, but the fact is that if you have a good credit score and job history, money is available. There are even first time homebuyer down payment assistance programs that are still available as well.

Weekend rates are as low as:  5.125 % for a 30 year fixed rate loan*** when you have a credit score of at lease 739 and are currently employed with a good employment history

***Loan Amounts <$150,000 and 80/15/5 combo’s are slightly higher.
***Investor loans available.  Call for quotes.

So, if you are interested in lowering your house payments or need to cash out some of your home equity for a worthwhile purpose, give Art a call or you can email him at artpoling@kw.com.

The Housing and Economic Recovery Act of 2008 which was passed this week provides a $7,500 tax credit to first time home buyers.

In addition, to a number of other goals the new housing act attempts to stimulate home buying, reduce excess supply in housing markets and shore up home prices. See the National Association of Home Builders article that gives more information on what is available to those looking to purchase their first home at:  First-Time Home Buyer Tax Credit

This tax credit is available only until June 30, 2009. So if you have been thinking about purchasing a new home this is another great reason to make your move now.

Interest rates are still low and there are a number of great mortgage programs for first time home buyers.

Want to know more? Contact the PolingTeam and we’ll help make your move easier!

A Ranch Home on 1 acre

112 Juniper Court Garner, NC 27529

The PolingTeam is happy to announce a new listing in Johnson County. Enjoy country living and the convenience of easy access to the rest of the Triangle area of NC. Located only 2 miles from the intersection of Hwy. 42 and I-40 you will find this home a delight.

Situated on 1+ landscaped acres at the end of a cul-de-sac offering plenty of parking, a covered front porch with swing, open floor plan, tiled kitchen and bathroom floors, cathedral ceilings, ceiling fans, LARGE bedrooms and closets, 2 miles from I40.

Offered for $149,900