Raleigh Residential Real Estate Blog

Raleigh Residential Real Estate – Relocating? Another reason to considering relocating and buying a home in Apex, Cary, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, Rolesville, Wake Forrest,  Wendell or Zebulon, North Carolina – Trader Joes.

I visited Trader Joes in Cary today. I had to be on Kildaire Farm Road for a closing, so it was convenient to stop in. As I toured the isles with their unique offerings, I was reminded of one of the our recent relocation home buyer clients.

They were relocating to the Raleigh, NC area from California. The fact that Cary has a relatively new Trader Joes was a major consideration for their home purchase.

They actually ended up purchasing a home in North Raleigh, but the lady of the house was happy that she could still shop at a Trader Joes.

Incidentally, our closing today was for our listing -  Lot 3 in the Hillcrest Farm subdivision outside Wake Forest. 

Now we have only one lot left where you can build your own home or bring your own builder. Lot 22 is a unique lot that has spectacular views of a pond and a farm. You can view our listing on our website at Featured Property or at the website I have built for this listing at http://www.2004Monthaven.com
 
You can use your mouse to find your house or other properties on our website by clicking Raleigh Home Finder.
 

Raleigh Residential Real Estate – Relocating? Are you considering relocating and buying a home in Apex, Cary, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, Rolesville, Wake Forrest,  Wendell or Zebulon, North Carolina?

The Poling Team works in all these areas and our experience can help.
 
We have a free relocation handbook that we would be happy to send to you. It helps with information on how to start the moving process, how and when to break the news to the kids, a moving scheduling guide, and information about getting settled.

We also have a free Triangle Area, NC Relocation Package – just click here:  Free Relocation Package Remember to include your current mailing address.
 
You can use your mouse to find your house on our website by clicking Raleigh Home Finder.

Raleigh Residential Real Estate – Are you considering buying a brand-new home in Apex, Cary, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, Rolesville, Wake Forrest,  Wendell or Zebulon, North Carolina?

We work in all these areas and our experience can help.
 
As brokers who specialize in helping buyers, The Poling Team are often asked about the advantages and disadvantages of buying a brand-new home. Our standard answer is that it’s just too difficult – and even risky – to generalize.
 
In every case a lot of research should be done before you buy a new home. For while it’s tempting to assume that the home is well constructed, that’s not always the case, as many people unfortunately find out. In addition, a new home just might come with some hidden costs that you didn’t bargain for.
 
So if you ever consider purchasing a new construction home, please contact me any time. Through experience, I’ve have come to know what to look for and what questions to ask. I can also help you make all the important calculations that could influence your final decision. I look forward to hearing from you when the time is right.

You can use your mouse to find your house on our website by clicking Raleigh Home Finder.

Not all new home builders list homes in the MLS and not all new homes are listed, but this search should give you some idea of what is available.

Let us know your criteria and we’ll help you find your next home.

 

Raleigh Residential Real Estate - Benefits of buyer agency in Raleigh, NC -  Part III?

One benefit of using a buyer agent like me to represent you when you buy a home is that I’ll put my excellent negotiation skills to work, so you pay the lowest possible price.
 
In some cases, this not only means settling on an excellent sale price. It can also mean arranging the best mortgage terms, reducing your closing costs, as well as getting the home seller to throw in extras and pay for repairs not required by the home inspection. I’ll even get you discounts through my network of recommended home service providers.
 
Not only do that, but all these services – in addition to my helping you with your home search – not cost you anything. They’re paid for by the home seller. So when you decide that the time is right to buy your next home, or if you hear that any family or friends are looking to buy, please call or email me any time – click Art.
 
You can use your mouse to find your house on our website by clicking Raleigh Home Finder.

P.S. Would you like me to send you a Community and School Report that includes detailed community and school information for any area or zip code in the U.S.? If so, just let me know.

 

Raleigh Residential Real Estate – Moving Tips and A Helpful Moving Checklist?

 

Moving Tips and A Helpful Moving Checklist

One of the main benefits of using an experienced buyer agent to help you buy a home is that it doesn’t cost you any more than if you do everything yourself. Our services are paid for by the home seller and we can help make your move easier.
 
As an example, we have moving tips (including tips for children and pets) and a very helpful moving checklist on our website. You can find it for free and no registration is required on our website at Moving Tips

We also have links to the utility companies in the area to make the change over easier for you.
 
We realize you may not have made the final decision, but when you decide that the time is right for you to buy your next home, or if you hear that any family or friends are thinking about buying, please don’t hesitate to call or email us or Contact Us

You can use your mouse to find your house on our website by clicking Raleigh Home Finder.

Raleigh Residential Real Estate – What are the benefits of using a buyers agent to buy a home in Apex, Cary, Knightdale, Raleigh or any area of the Triangle?

Benefits of Buyer Agency – Part II

A buyer agent is a real estate professional who works exclusively for buyers, representing their best interests throughout a real estate transaction.
 
As a buyer agent, my job isn’t just to help you search for the right home. I’ll also educate you about market values, quality home construction, equity potential, financing options and more, so you can make the most informed decisions possible. In addition, you’ll have the benefit of my extensive professional network, developed through years of experience. So if you need additional home services you’ll be guaranteed of getting quality work at a competitive price.
 
And perhaps the best part of all is that my work – which also includes negotiating the best possible deal for you – doesn’t cost you anything. It’s paid for by the seller. So if you or anyone you know is looking to buy a home, please don’t hesitate to contact me – you can email me by just clicking Art.

My wife Linda and I specialize in helping buyers find the homes they’re looking for all over the Raleigh, NC area. So whether you are looking for a home in Apex, Cary, Clayton, Fuquay Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, or Wake Forest or even Johnson County (areas we service), I can save you a lot of time during the home search process.

Use your mouse to find your house on our website The Poling Team or by clicking Raleigh Home Finder.

Raleigh Residential Real Estate – What are the benefits of using a buyers agent to buy a home in Apex, Cary, Knightdale, Raleigh or any area of the Triangle?

Benefits of Buyer Agency

The job of finding a home that meets all your needs and wants can be a difficult one if you don’t have all the available resources at hand or the time necessary to make complete use of them.
 
My wife Linda and I specialize in helping buyers find the homes they’re looking for all over the Raleigh, NC area. So whether you are looking for a home in Apex, Cary, Clayton, Fuquay Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, or Wake Forest or even Johnson County (areas we service), I can save you a lot of time during the home search process.

 I find out about listings right when they come on the market, and sometimes even before. And that’s just the first step. I’ll also provide analysis of each home we view, help you arrange financing, negotiate a better deal and help ensure that everything’s signed, sealed and delivered on closing day.
 
And perhaps the best part is that all my services are paid for by the home seller. They don’t cost you any more than if you do them all yourself! So if you decide to buy, or if you hear that anyone you know is, please call or email Art

Visit our website www.PolingTeam.com

Call us and we will be happy to provide a high level of personalized service.

 

Raleigh Residential Real Estate – What’s Up with the Mortgage Market? What is a Subprime Loan anyway?

There has been a lot of news regarding the state of the lending industry in recent days I thought it might be helpful if I shared the definition of one of the lesser known mortgage industry terms.

A Subprime Loan is one that is made to a borrower who has a lower credit rating. The poor credit rating may not be the result of a bankruptcy, but may be the result of regularly not paying bills on time, especially when they are late by 60 – 90 days.

A credit score below 620 will typically put one into the subprime loan category. However, other factors do enter the picture. Things like the purpose of the loan (is it for a primary residence or an investment property), the amount of downpayment, the debit to income ratio and the ability to document income are all factors that a lender will consider when deciding to make a loan.

A subprime loan normally will be at a higher interest due to the higher risk that is being assumed by the lender.

We have definitions of other real estate and mortgage industry terms on our website at  www.PolingTeam.com  click on the Real Estate Glossary link at the bottom left of the left side navigation or click here Real Estate Glossary

 
 

Raleigh Residential Real Estate – Thinking of buying a new home in the Cary, Apex, Knightdale or North Raleigh, NC or any other areas of the Triangle? Should you buy that home now or continue renting?

Here are some quotes from the National Association of Realtors that might help you make the decision:

“Over the last ten years, the cost of rental housing in the U.S. has increased an average of 3% per year.”

“The Federal Reserve Board estimates that homeowners have a net worth almost 36 times more than that of renters.”

We have a link to a calculator to help you make the decision on our website under Buyer Resources or you can go directly to the Ginnie Mae page at Your Path to Homeownership.

See our Featured Property at  http://www.131gailridgelane.com/ or go to www.PolingTeam.com .
 

Raleigh Residential Real Estate

Thinking of buying a new home in the Cary, Apex, Knightdale or North Raleigh, NC or any other areas of the Triangle? Should you buy that home now or continue renting?

There are many benefits to home ownership like peace of mind and a feeling of permanence. Home owners can change the color of their bedroom or family room walls or fix a draft without asking permission.  Home owners can decide to have a pet or plant a garden in the back yard and not have to ask for the go-ahead from the landlord.  They do not face the possibility of having to move away, because the landlord decided to raise the rent.

However, it is important to do an analysis of the major costs and benefits of owning and renting, including tax breaks.  You will want to consider costs for home insurance, major repairs, property taxes and mortgage payment.  Tax deductions are an important portion of the analysis, but they should not be the only reason.

We have a link to a calculator to help you make the decision on our website under Buyer Resources or you can go directly to the Ginnie Mae page at: Your Path to Homeownership.

See our Featured Property at  http://www.2004monthaven.com/ or go to www.PolingTeam.com .